What trade are you starting?
We’ll show you the exact licensing, insurance, and compliance requirements.
Get your ABN. We’ll handle the rest.
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Common Questions About Starting a Trade Business
How much does it cost to start a trade business in Australia?
Costs vary by trade and state, but budget $2,000–$5,000 for the basics: ABN (free), trade licence ($300–$1,400), public liability insurance ($800–$2,000/year), White Card ($80–$200), tools and equipment, and business registration ($44–$576). Some trades like cleaning require minimal licensing and can start for under $500.
Do I need a licence to start a trade business?
For regulated trades (plumbing, electrical, building, HVAC) — yes, in every state. For less-regulated trades (cleaning, landscaping maintenance, painting under threshold) — it depends on the state and the value of work. Use the checklist above to get the exact requirements for your trade and state.
What insurance do I need as a tradie?
At minimum: Public Liability Insurance (recommended $10–20M cover). If you employ anyone, Workers Compensation is mandatory in all states — you must have it before they start. Other recommended cover: tool insurance, income protection, professional indemnity (if you provide advice/design), and commercial vehicle insurance.
What is a White Card and do I need one?
A White Card (General Construction Induction Card) is mandatory for anyone working on a construction site in Australia. You need to complete the CPCCWHS1001 course. It costs $80–$200 and can be done online or in-person in one day.
Can I run a trade business as a sole trader?
Yes, most solo tradies start as sole traders — it's the simplest and cheapest structure. You use your personal TFN, and your ABN is tied to you personally. The downside is no liability protection. If you're planning to grow or want asset protection, consider registering a Pty Ltd company ($576 through ASIC).
Are there government grants for starting a trade business?
Yes! The NEIS program offers income support while you start your business. The Instant Asset Write-Off lets you immediately deduct eligible assets up to $20,000. Various state programs offer $1,000–$5,000 rebates for digital tools. If you're hiring apprentices, you can get up to $7,000/quarter in wage subsidies.